Top 5 Pokies for Real Money with the Highest Payouts

When you’re hunting for a new online pokie to play for real money, the first thing I always check is its payout potential. Besides the playability of a game, its mechanics, features, and theme, it’s equally important to know the return to player (RTP) percentage, maximum payout level, and volatility. All these elements will give you an idea of what to expect in terms of wins once the reels start spinning.

Ready to learn more about how pokie payouts work? Want to find out what are the best five online pokies with the highest payouts you could currently play?

Keep reading to learn everything you need to know about the best online pokies in Australia with the highest payouts.

5 pokies with the highest payouts you can play right now

With thousands of pokies to look into right now, you might feel overwhelmed when searching for the best games with the highest payouts for Australians. Don't worry, we’ve done all the work for you and selected five of the best pokies for real money with the highest payouts you can play right now.

Our main selection criteria were:

• RTP of 96% or higher
• Rapid cash-out times at Aussie-friendly casinos
• Generous welcome or no-deposit bonuses
• Engaging gameplay features such as free spins or Megaways

#1: Aztec Magic Deluxe by BGaming

The game has an RTP of 96.96% and average volatility. It’s packed with Wild and Scatter symbols, and the maximum win is capped at 5,000x. Register using the exclusive CasinosHub link and get a no-deposit bonus consisting of 20 free spins at Casino Rocket to play Aztec Magic Deluxe right now.

#2: Quest to the West by Betsoft

This Betsoft game comes with an RTP of 97.53% and you can currently play it in a variety of casinos powered by this prestigious studio. Among them is Rocketpot, where CasinosHub members can use the bonus code RPWILD100 to grab a 100% match bonus up to $10,000 on their first deposit and dive straight into Quest to the West completely risk-free.

While the name of the game might make you think of a Wild West theme, the slot itself revolves around an adventure theme inspired by the Monkey King. Keep an eye out for the maximum win of 1,000x. The game has a medium variance.

#3: Book of Sun Choice by Booongo

The game has 97.74% RTP and can be played at BitStarz, one of the most reputable online casinos for real money we recommend to our Australian players. Grab the generous welcome bonus bundle of up to $10,000 and 180 free spins and start playing this Ancient Egypt-themed pokie. The game counts 10 paylines and offers a 5,000x max win.

#4: Wolf Gold by Pragmatic Play

With an RTP of 96.01% and medium volatility, Wolf Gold is one of the best pokies with a high payout destined for players Down Under. The game counts 25 paylines and comes with the Blazin’ Reels Free Spins feature and three large jackpots to keep the rewards going. Play the game at Mega Casino, one of our top casinos powered by Pragmatic Play.

#5: Bonanza by Big Time Gaming

This is the provider’s pioneer Megaways game and it comes with an RTP of 95.98% and high volatility. It gives players no less than 117,649 ways to win and features excellent game mechanics, scatter symbols, and free spins. The maximum win is capped at 240,000 coins. Play the game at Bizzo Casino and take advantage of the welcome bonus offer of up to $1,000 plus 150 free spins.

Give yourself the best chance to win big by choosing the best pokies with the highest payouts at our top Australian casinos.

What are pokies with high payout ratios?

High-payout pokies show a Return to Player (RTP) of about 96% or higher. RTP tells you how much the game should pay back over many spins—for example, a 97% RTP means the slot is designed to return about $97 for every $100 staked in the long run.

To spot these games:

• Open the paytable or info screen and look for the RTP figure
• Compare games—higher RTP usually means better long-term returns
• Avoid confusing RTP with short-term luck; even high-RTP pokies can have dry spells, so set a budget first

Pokies with a high payout ratio need to offer high RTPs. This measurement represents a percentage that establishes the theoretical returns of a bet with every 100 coins you stake. The same RTP will also tell you how many wins you should be able to obtain from a certain pokie, as well as the frequency of these payouts. The value of the RTP is decided by game developers and casinos.

A pokie game with a 97% RTP translates to theoretically winning 97 coins out of your 100 stakes over some time. As a rule of thumb, a pokie with a high RTP is a high-paying pokie. While many online pokies come with an RTP between 88% and 98%, most are part of the 95%–96.5% bracket. A game with an RTP of 96% is likely to offer high returns on your bets.

Which developers offer pokies with the highest payout rates?

The highest RTP for a game of pokie available for Australian players is 99.07% on Playtech’s Ugga Bugga game.

Several respected studios release pokies with RTPs above 97%. A few stand-outs are:

• Playtech – Ugga Bugga (99.07%)
• NetEnt – Mega Joker (99.00%) and Blood Suckers (98.00%)
• Betsoft – Quest to the West (97.53%)
• Booongo – Book of Sun Choice (97.74%)
• BGaming – Aztec Magic Deluxe (96.96%)

Because local operators can’t legally run online casinos under Australian gambling regulations, you’ll need to sign up at an overseas-licensed site if you want to spin Ugga Bugga or any other high-RTP pokie. The good news is that reputable international casinos accepting Australians hold licences from respected authorities, so you’re protected as long as you pick a trusted brand.

As a reminder, games with high RTPs don’t pay out frequently. Nonetheless, you still have a chance to land a breathtaking reward while playing games from several software providers known for their top payouts, excellent bonuses, and game mechanics that offer additional ways to win.

High payout pokies come with high volatility

Another element to consider when establishing a game’s payout ratio is its volatility and maximum payout level. While a pokie with a high payout might sound alluring, you should also know such a game also comes with a high volatility rate.

This means big wins appear less often, so you may need to play for a while before landing something significant. That’s why it’s important to follow general bankroll rules when playing these games:

• Set a fixed session budget and stick to it
• Lower your bet size so you can ride out dry spells
• Take regular breaks to avoid chasing losses
• Cash out a portion of any big win instead of reinvesting it

Can I legally play online pokies in Australia?

You can legally play online pokies at offshore casinos that accept Australian players. Local gambling laws restrict Australian-based operators from offering real-money pokies online, but players themselves are not penalized. Always choose reputable international sites regulated by trusted gaming authorities for safe play.

Do online pokies pay real money?

Yes. If you’re playing in real-money mode and wagering with cash, pokies can pay out actual winnings to your bank account or e-wallet. Make sure you verify your identity, meet any wagering requirements if bonuses apply, and use trusted payment methods such as Visa, Neteller, or cryptocurrencies for smooth payouts.