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Credit Card - Safest Way Making Deposits at Online Casinos

by Charlotte Wilson
| 08/12/2022
credit cards online casino payment

Online casinos have a wide variety of payment options for their players to deposit and withdraw money. This means they have some other possibilities which they wouldn’t consider normally, such as e-wallet and prepaid cards. However, for most players, there is a familiar means of depositing money into their accounts, and that is through the use of credit cards.


Almost all online casinos accept credit card payments, but these are our top picks for players:

Best Credit Card Casinos - February 2024



Credit cards are one of the most popular means of depositing money at online casinos that accept credit card payment options. This is due to the fact that transactions made using credit cards are quick and easy. While using a credit card might not be the best solution for everyone, they are without a doubt a proven means of depositing funds in a quick manner.

Using Credit Card Payment Methods at Online Casinos

Credit cards make it possible to start playing using real money at online casino sites almost immediately. In fact, almost every online casino out there allows credit card payment options, although the specifics could vary from one site to another. That said, there’s no guarantee which credit cards will work at a particular casino. 

If you really prefer using your credit card to play your favourite casino games online, you should keep in mind that the terms and conditions for each site regarding credit card options vary. For example, a particular card may be rejected at a particular casino, while the same card might be accepted by other sites. When it comes to using credit cards as your payment option, you have to find online casinos that accept credit card payment options.

Most Popular Credit Card Brands Used in Online Casinos

Not all credit cards have similar features when it comes to making online transactions in online casinos. Basically, the brand of your card will greatly impact its use. When it comes to the most popular brand of credit cards, Visa is considered to have the highest acceptance rate, while MasterCard comes in a close second. The reason is that they are the most widely used brands around the world, which is why online casinos would like to accept them if they can.

Visa credit cards have a higher approval rate when it comes to making an online casino transaction, although this will vary from card to card. The thing is, Visa and MasterCard are issued by a huge number of banks and financial institutions from all around the world. These same banks are the ones that set the policy regarding how these cards can be used. There are some that allow cards to be used for online gambling, although there are those that don’t. 

Another available credit card payment method, but one that is less commonly accepted, is American Express. You can find a few online casinos that accept AMEX cards, but they are way lower compared to Visa or MasterCard. Moreover, the acceptance rate for making transactions is a lot lower for American Express. The reason is that AMEX has a more centralized policy for their cards. That policy doesn’t really go well with the online gambling industry, which only means that they aren’t a reliable option for making transactions.

credit card payment options casinoThere are also other cards that might be accepted in certain casinos, although they are not that common. If you come across a casino that accepts cards like Diner’s Club or Discover, you might wanna try using that option. However, there is no guarantee that it will be accepted.

Using Credit Card Options When Playing from Overseas

Due to federal laws, players from many other countries, particularly the US, tend to suffer from low approval rates when using credit cards at online casinos even at licensed gambling sites. Just make sure your casino account remains tagged when you are playing from overseas, or you may find yourself temporarily locked out.

Regardless of that, there is really no downside in trying to use your credit card to make a deposit at your preferred online casino. Although you can expect that your transaction will be declined, which will cost you nothing. In the event it gets approved, then you will be able to start playing your favorite casino games right away! 

Check out our Credit Card Payment Method FAQ's for answers to all your Credit Card questions:

Can Australians Use Credit Cards?

Australians can easily use a credit card for making transactions at all major online casinos within Australia.

Why Use Credit Cards at Online Casinos?

Credits cards such as VISA, MasterCard, and American Express are popularly the common ways for transactions at online casinos all over the world. If you are planning to use your credit card for online casino deposits than it’s worth doing as it has numerous perks to offer to their customers. Here is a list of benefits of using your credit card at online casinos:

  • The deposit limits are usually much larger compared to other banking options. Besides, the regular use of credit card offers the opportunity for users to increase this limit.
  • Credit cards are used at almost every casino worldwide.
  • They are one of the fastest and safest methods to gamble online.
  • Credit card customers enjoy the privilege of 24/7 efficient customer care support.

How Do Credit Cards Work?

Credit cards are plastic cards that the banks offer to the users. These cards have information programmed in them that ties them to your bank account. The merchants make use of these crucial details in order to process the purchases and charge them to your credit card account. When using a credit card, you are required to make some minimum payment every month by the due date on the balance. If you are unable to pay off the full balance for your transactions, the bank will apply interest.

One issue when using a credit card at an online casino is that you are able to use money that is not in your account. Whilst this provides the liberty to players who are confident that they will be able to pay off their account at the end of the month, those who are not so confident may run into a problem.

It is really imperative to make certain that the online casino you pick accepts your brand of a credit card before you start playing. Every online casino website will have a banking page where all banking options are listed. So, go through the list and find out your options. Then, simply fill in your credit card information as you do with any other online transaction.

How Do I Use a Credit Card at a Mobile Casino? 

With the booming development of mobile casino gaming in the last few years, operators have started focusing on the optimization of mobile gaming for a better casino experience. Thus, they have also started ways to use payment options like credit cards at a mobile casino.

You can make a deposit and withdrawal at a mobile casino with a credit card, and the procedure is usually the same as it is on your personal computer. Mobile casino apps allow the gamers to save their information for future money transfers for making transactions quick and easy.

How Fast Will My Money Be Available to Play with after Completing a Deposit?

Making a deposit and withdrawals at an online casino by credit card is easy, and works similarly to any other payment methods. You can deposit funds into your casino account with most credit cards. When the total of these is accrued, you are required to pay the credit off. You have the option to do it right away or you can pay over time with some surcharges. The deposits you make at the online casinos with credit cards are instantaneous. You can see your deposited funds in the casino account immediately, and you can start to play with the real money.

Are There Any Deposit Limits?

It is worth noting that the limits of deposits from credit cards are usually high, so you may not encounter any issue depositing the funds you would like to bet on any legitimate casino.

Can I Withdraw My Funds Using Credit Card and How Long Will It Take? 

A majority of online casinos offer the same payment system for deposits as well as withdrawals. Thus, you can make withdrawals through your credit card easily. When you want to withdraw your winnings from the casino through the credit card, the amount from your casino account is transferred to the bank account linked to your credit card. The withdrawals usually range from 3 business days to 2 weeks, depending on the policies of the casino.


Are Credit Cards Safe and Secure?

Using a credit card to play games at an online casino is one of the safest and secure means of payment. Credit card companies have made it a priority to make certain that their customers are compensated when things go wrong.

Want to play your favorite casino games? Check out our CasinosHub home page for where to play at an online casino that accepts credit card payment options.

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